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334 Broad St, Waverly, NY, 14892

2beds
3baths
4,400sqft
$399,999
$91price/sqft
$3,643/moest. monthly cost
$145,720/yrincome needed

About This Home

Stunning Fully Updated Home in Prime Waverly Location. Discover this modern, fully updated home nestled in the heart of Waverly, just steps away from vibrant shops, delightful restaurants, and serene parks. This exceptional residence boasts a spacious primary bedroom with a luxurious en-suite bathroom and convenient laundry facilities, offering both comfort and functionality. With modern finishes throughout, this home is move-in ready and requires no maintenance or updates—perfect for those seeking an effortless lifestyle. Enjoy the added benefit of low taxes, making this home not just beautiful but also economically wise. 35 minutes from Binghamton or Ithaca, 20 minutes to Elmira. 4 minute drive to Guthrie Hospital. Don't miss the chance to own a piece of Waverly paradise that truly has it all! Owner is related to listing agent. View the video link here https://listings.mannamediaco.com/videos/019c7baa-17ab-7183-887e-c4002c1cb286

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
Waverly Middle SchoolGrades 5-81.0 mi
5/10
Waverly High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1856

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Vaulted Ceiling(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 1,100
  • Finished area above ground: 3,300

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 4,400 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 49200116601900050380000000

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 1,100 sqft
  • Features: Level
  • Lot size dimensions: 22 x 50

Parking

  • Total spaces: 1
  • Parking features: Basement,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$208$2,496
Property Taxes $686$8,232
Electricity $727$8,725
Total$3,643$43,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,902/yr
40% on housing$109,290/yr
45% on housing$97,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 14892$78
Tioga County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 14892$118
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for rent$4,500
2026-02-20Listed for sale$465,000
2022-10-02Listing removed--
2022-04-02Listed for sale$350,000
2021-05-24Listing removed--
2021-01-11Price change$299,900
2020-12-19Price change$325,000
2020-05-08Listed for sale$350,000
2014-03-21Sold$73,000
2012-07-11Sold$80,000
2003-06-04Sold$33,250
1998-06-29Sold$40,000

For Sale by Agent

AgentSavannah Mallery
BrokerageNEXTHOME KINGDOM

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