314 Broad St, Waverly, NY, 14892
About This Home
Prime redevelopment opportunity in the heart of downtown Waverly. Located on Broad Street, this property offers approximately 2,200 sq ft across two floors and is ready for a full renovation. Ideal for investors, contractors, or developers looking to add value in a growing downtown corridor. The building is currently a blank slate and offers multiple possibilities including multi-unit residential apartments, mixed-use commercial with apartments above, or a full residential conversion, subject to local approvals. With the right vision, this property has strong upside potential. Positioned within walking distance to shops, restaurants, and local amenities, the location makes it attractive for both residential and commercial tenants once renovated. Highlights • ~2,200 sq ft building • Downtown Broad Street location • Major value-add opportunity • Ideal for investors or contractors • Potential for 2–3 apartment units or mixed use • Walkable downtown location Property is being sold as-is. Additional Opportunity: Seller also owns the neighboring property at 312 Broad St and would consider selling both together for the right offer. 6076548075
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Piers
Type & Style
- Home type: Unknown
Interior
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Interior Area
- Total interior livable area: 2,200 sqft
Property
Details
- Parcel number: 49200116619548
Lot
- Lot size: 1,150 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $328 | $3,936 |
| Home Insurance * | $33 | $396 |
| Property Taxes | $111 | $1,332 |
| Electricity | $363 | $4,362 |
| Total | $835 | $10,020 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Price change | $70,000 |
| 2026-03-29 | Price change | $75,000 |
| 2026-03-21 | Listed for sale | $85,000 |
| 2023-08-15 | Sold | $20,000 |
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