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17 Main St, Lockwood, NY, 14859

1beds
1baths
1,086sqft
$35,000
$32price/sqft
$499/moest. monthly cost
$19,960/yrincome needed

About This Home

Truly a diamond in the rough! A blank canvas with big potential. Turn this into you own home or a rental! Originally a post office, Then an Art Studio for a local artist ! Seller's plan was to rehab and turn into a rental property. Business with living area! This building is begging to be brought back to life! Bring your tools and imagination see the potential here. Directions: From Waverly NY Take NY -34 N to Main Street, Lockwood Property will be on the Right Just before the RR Tracks Property As Is Condition there is a Well and Septic location unknown. Plumbing to half bath, commode and shop sink. Also Refer to Listing R1674476

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Waverly Middle SchoolGrades 5-85.5 mi
6/10
Waverly High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block,Other,See Remarks
  • Roof: Asphalt
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other,See Remarks,Bedroom on Main Level,Loft
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Propane,None

Interior Area

  • Total structure area: 1,086
  • Total interior livable area: 1,086 sqft

Property

Details

  • Parcel number: 49208912200000010100000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Propane Tank - Owned

Lot

  • Lot size: 5,227 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 42 x 83

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$17$204
Property Taxes $60$720
Electricity $246$2,954
Total$499$5,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,108/yr
40% on housing$14,970/yr
45% on housing$13,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 14859
Tioga County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 14859$159
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$35,000

For Sale by Agent

AgentBridget A. Nolan
BrokerageHoward Hanna Horseheads

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