




189 Michigan Hollow Rd, Spencer, NY, 14883
About This Home
24 acres of opportunity in Spencer, NY. This one-of-a-kind property offers a rare combination of acreage, versatility, and potential. Set on 24 wooded acres with a stream running through the land, the property features a 5,000+ sq ft warehouse with living quarters, three single-wide structures, and a large barn full of character. All structures will require renovation and cleanup, but the layout and existing improvements create a compelling canvas for the right buyer. Whether you're an investor, contractor, entrepreneur, or simply someone with vision, this property offers flexibility that’s hard to find at this price point. With space for storage, workshop use, equipment, or a future compound-style setup, the possibilities here are wide open. The value lies in the land, the square footage, and the opportunity to reimagine the property to suit your needs.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Foundation: Poured
- Roof: Flat
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Other,See Remarks
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Oil Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 6
- Full bathrooms: 1
- 1/2 bathrooms: 5
- Main level bathrooms: 6
- Main level bedrooms: 1
Features
- Entrance Foyer,Home Office,Living/Dining Room,Pantry,Bedroom on Main Level,Main Level Primary
- Flooring: Carpet,Varies,Vinyl
- Finished area below ground: 2,000
Heating
- Heating features: Oil,Baseboard
Interior Area
- Total structure area: 5,974
- Total interior livable area: 5,974 sqft
Property
Details
- Parcel number: 49348903500000020440000000
- Special condition: Estate
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
Lot
- Lot size: 24 Acres
- Features: Irregular Lot,Wooded
- Lot size dimensions: 480 x 2018
Parking
- Total spaces: 3
- Parking features: Attached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage,Water Available
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $324 | $3,888 |
| Electricity | $987 | $11,847 |
| Total | $2,353 | $28,236 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Price change | $227,000 |
| 2026-03-21 | Listed for sale | $239,000 |
| 2026-03-13 | Contingent | $239,000 |
| 2026-03-04 | Listed for sale | $239,000 |
For Sale by Agent
