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15-19 Pearl St, Newfield, NY, 14867

4beds
3baths
1,419sqft
$200,000
$141price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Tucked into a storybook setting right in the heart of Newfield, this unique double-lot property offers an unique opportunity — two thoughtfully maintained homes surrounded by lush gardens, winding gravel pathways, and peaceful outdoor spaces that feel worlds away from town life. Located at 15-19 Pearl Street, the property includes an adorable one-bedroom bungalow as well as a well-kept 3-bedroom mobile home, creating endless flexibility for multigenerational living, rental income, guest accommodations, or owner-occupancy with supplemental income potential. A quiet gravel pathway lined with grape vines connects the two homes, while multiple fenced garden areas, expansive lawn space, mature trees and flowers, and charming outbuildings create an enchanting, park-like atmosphere. Every corner of the property has been lovingly cared for and thoughtfully maintained. The mobile home features an efficient, comfortable layout with tasteful updates including remodeled kitchen and tiled bathrooms. A spacious 12’ mudroom addition provides excellent storage and everyday functionality. Tucked into the other side of the property, the bungalow offers beautifully utilized living space with a bright kitchen, cozy living room, updated tiled bathroom, and a sunny enclosed porch filled with natural light. Small in footprint but rich in charm, the bungalow lives comfortably and efficiently. Additional features include a full two-car garage with overhead openers, an 8x24 tool shed, additional storage shed, and ample outdoor space to garden, relax, or simply enjoy the peaceful surroundings. Whether you are searching for an investment opportunity, a flexible living arrangement, or a truly special property with personality and charm, 15-19 Pearl Street offers a rare combination of versatility, efficiency, and magical outdoor living in a convenient in-town location.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
5/10
Newfield Middle SchoolGrades 6-80.3 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Construction materials: Other,See Remarks,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,419
  • Total interior livable area: 1,419 sqft

Property

Details

  • Parcel number: 50340001400000020230000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.72 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 131 x 205

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tompkins County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$73$876
Property Taxes $351$4,212
Electricity $246$2,954
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 14867$108
Tompkins County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 14867$166
Tompkins County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Contingent$225,000
2026-05-07Listed for sale$225,000

For Sale by Agent

AgentRio Lange
BrokerageKeller Williams Realty

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