See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3488 Midland Ct, White Bear Lake, MN, 55110

4beds
3baths
2,713sqft
$415,000
$153price/sqft
$3,105/moest. monthly cost
$124,200/yrincome needed

About This Home

Location, location, location! Situated on great corner lot and Cul De Sac! Close to shopping including Costco & Sam's Club, restaurants, YMCA, schools, walking distance to parks, short drive to downtown WBL. All living facilities are on one level, with large primary. The 3rd stall garage has drive thru door to nice size parking pad. Lower level is plumbed for wet bar or could be made into in-law suite. Home does need some TLC.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Age Over 8 Years,Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 238
  • Dimensions: 17 x 14

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom4

  • Level: Lower
  • Area: 140
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 468
  • Dimensions: 39 x 12

Dining Room

  • Level: Main
  • Area: 152
  • Dimensions: 19 x 8

Family Room

  • Level: Lower
  • Area: 506
  • Dimensions: 23 x 22

Features

  • Finished area below ground: 1,217
  • Finished area above ground: 1,496

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,992
  • Total interior livable area: 2,713 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 19 x 11

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Media Room

  • Level: Lower
  • Area: 204
  • Dimensions: 17 x 12

Patio

  • Level: Lower
  • Area: 300
  • Dimensions: 30 x 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 353022210057
  • Zoning description: Residential-Single Family
  • Foundation area: 1496

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 95 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$279$3,348
Property Taxes $500$6,000
Electricity $228$2,745
Total$3,105$37,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,457/yr
40% on housing$93,150/yr
45% on housing$82,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 55110$174
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55110$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$399,990
2026-07-17Listed for sale$415,000
2021-08-12Sold$386,000
2021-07-12Pending sale$379,900
2021-07-08Listed for sale$379,900
2004-08-09Sold$297,500
2001-05-04Sold$209,000
1996-01-12Sold$36,000

For Sale by Agent

AgentEric J. Opsahl
BrokerageReal Broker, LLC

Similar Homes