See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

547 Round Pond Rd, Smithville flats, NY, 13841

4beds
4baths
1,200sqft
$194,500
$162price/sqft
$1,688/moest. monthly cost
$67,520/yrincome needed

About This Home

New Conventional Financing option for this great, unique 5-acre property featuring two dwellings. The main home is a renovated single-wide with 3 bedrooms, 3 bathrooms, convenient first-floor laundry, and serene views of a picturesque country landscape. Two enclosed porches welcome you to relax and enjoy the fresh air. The addition provides great open space and options for how it can be used. The second building is a spacious 30x36 two-story garage with a well-appointed apartment above—perfect for guests, rental income, or multi-generational living. Both dwellings are heated with propane-forced-air heat and share a single well and septic system. The garage is a GREAT shop area with lots of storage and utility space for hobbies. Ideal as a country getaway for groups or people needing multi-generational living. And just minutes from state land for outdoor enthusiasts.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
4/10
Greene Middle SchoolGrades 6-85.5 mi
8/10
Greene High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: See Remarks
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Oven,Refrigerator,Washer

Bathroom

  • Level: First
  • Dimensions: with laundry

Bathroom

  • Level: Second
  • Dimensions: 9x6

Bathroom

  • Level: Second
  • Dimensions: 6x8 garage apartment

Bedroom

  • Level: Second
  • Dimensions: 11x8

Bedroom

  • Level: Second
  • Dimensions: 11x6

Bedroom

  • Level: Second
  • Dimensions: 14s14 garage apartment

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12x12

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Great Room

  • Level: First
  • Dimensions: 15x24

Half Bath

  • Level: First
  • Dimensions: 4x4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First
  • Dimensions: 15x12

Kitchen

  • Level: Second
  • Dimensions: 12x12 garage apartment

Laundry

  • Level: First
  • Dimensions: 5x8 in bathroom

Living Room

  • Level: First
  • Dimensions: 15x16

Loft

  • Level: Second
  • Dimensions: apartment above garage

Property

Details

  • Parcel number: 08580020100000010153000000
  • Zoning: ag
  • Zoning description: ag

Features

  • Patio & porch: Deck,Enclosed,Open,Porch
  • Exterior features: Deck,Landscaping

Lot

  • Lot size: 4.90 Acres
  • Features: Level,Wooded
  • Lot size dimensions: 157 x 1450

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $983$11,796
Home Insurance *$127$1,524
Property Taxes $332$3,984
Electricity $246$2,954
Total$1,688$20,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,874/yr
40% on housing$50,640/yr
45% on housing$45,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 13841$359
Chenango County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 13841
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$194,500
2026-06-16Listed for sale$199,500

For Sale by Agent

AgentMolly Nolan
BrokerageCENTURY 21 NORTH EAST

Similar Homes