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120 Marvin Rd, Smithville Flats, NY, 13841

1beds
3baths
1,232sqft
$899,900
$730price/sqft
$6,923/moest. monthly cost
$276,920/yrincome needed

About This Home

The Black Barn at Harvest Moon! Escape to your own private countryside retreat at The Black Barn at Harvest Moon, a truly one-of-a-kind property nestled among the rolling hills and scenic landscapes of upstate NY, Offering exceptional privacy and breathtaking natural beauty, this remarkable estate provides the perfect setting for those seeking a peaceful lifestyle surrounded by nature. At the heart of the property stands the stunning Black Barn, a beautifully crafted structure with soaring ceilings and rustic character that creates endless possibilities for entertaining family and friends, hosting gatherings, pursuing hobbies, or simply enjoying the tranquility of country living. The property includes a charming one-bedroom log home currently serving as a comfortable residence, offering warm wood interiors and cozy living spaces. A luxury one-bedroom camper provides additional accommodations for guests, extended family, or a private retreat. There are also 3 glamping sites, sauna, hot tub, pond and trails throughout the forest. A tiny home is also set up by the barn. Surrounded by open spaces, wooded areas, and picturesque views, the property offers ample room for recreation, gardening, outdoor adventures, and creating lasting memories. Whether you’re dreaming of a family compound, weekend getaway, hobby farm, retreat property, or full-time residence, this unique offering provides the flexibility to make your vision a reality. Great for a hunting lodge too. Presently set up as a wedding venue. Conveniently located within easy driving distance of Oneonta, Binghamton, and the surrounding communities, The Black Barn at Harvest Moon combines rural serenity with accessibility. A rare opportunity to own an extraordinary country estate where nature, privacy, and timeless charm come together in perfect harmony.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
Greene Middle SchoolGrades 6-86.1 mi
8/10
Greene High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Foam Insulation,Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage,Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Microwave,Propane Water Heater,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Separate/Formal Living Room,Country Kitchen,Living/Dining Room,Other,See Remarks
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating

  • Heating features: Propane,Wood,Baseboard,Electric

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 201.14112.1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Deck,Fence,Gravel Driveway,Hot Tub/Spa,Porch,Propane Tank - Leased
  • Has spa: Yes
  • Fencing: Partial
  • Waterfront features: Pond

Lot

  • Lot size: 45 Acres
  • Features: Irregular Lot,Rural Lot,Wooded
  • Lot size dimensions: 808 x 772

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$590$7,080
Property Taxes $1,537$18,444
Electricity $246$2,954
Total$6,923$83,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,360/yr
40% on housing$207,690/yr
45% on housing$184,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$730This listing

vs Other Active Listings

Avg $/sqft

ZIP 13841$122
Chenango County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 13841
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$899,900
2017-07-07Sold$57,000
2009-06-01Sold$47,000
2007-10-25Sold$13,000

For Sale by Agent

AgentJacqlene R. Rose
BrokerageColdwell Banker Timberland Properties

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