See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

107 County Highway 33, Cooperstown, NY, 13326

4beds
3baths
2,312sqft
$499,999
$216price/sqft
$3,709/moest. monthly cost
$148,360/yrincome needed

About This Home

Welcome to 107 County Highway 33 in Cooperstown — a spacious raised ranch offering 2,312 square feet of flexible living space designed to grow with your needs. Built in 1973, this well-kept home blends comfort, functionality, and versatility, making it ideal for households looking for room to spread out while staying close to everything Cooperstown has to offer. The main level welcomes you with warm hardwood floors, abundant natural light, and an easy, flowing layout perfect for everyday living and entertaining. The kitchen offers generous cabinetry and workspace, opening into inviting living and dining areas where family and guests can gather comfortably. Four well-sized bedrooms and 2.5 bathrooms provide plenty of space, including a convenient half bath that adds everyday practicality. The finished lower level expands your options even further. In addition to a large recreation or family room, there is a smaller room currently used as a bedroom that could serve as a potential fifth bedroom, private office, hobby space, or guest room. This flexible area also houses the boiler and water softener, making it a smart multi-use space that adapts to your lifestyle. Step outside and you’ll find one of the property’s standout features — a private in-ground pool perfect for summer entertaining, relaxing weekends, and creating lasting memories. The yard offers room to garden, play, or unwind, while the detached 2-stall garage provides ample storage, parking, or workshop space. Set in a peaceful location just minutes from Cooperstown’s shops, dining, and attractions, this home offers the rare combination of space, flexibility, and outdoor enjoyment. 107 County Highway 33 is ready to welcome you home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Range,Oven,Refrigerator,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Home Office,Pull Down Attic Stairs,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Window features: Storm Window(s),Thermal Windows,Wood Frames
  • Flooring: Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,156

Heating

  • Heating features: Gas,Radiant,Stove

Interior Area

  • Total structure area: 2,312
  • Total interior livable area: 2,312 sqft

Property

Details

  • Parcel number: 36388916200000020050010000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 1.14 Acres
  • Features: Irregular Lot,Rural Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$158$1,896
Property Taxes $641$7,692
Electricity $382$4,584
Total$3,709$44,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,165/yr
40% on housing$111,270/yr
45% on housing$98,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 13326$234
Otsego County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 13326$259
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$510,000
2026-04-02Price change$522,000
2026-02-04Listed for sale$534,500

For Sale by Agent

AgentBrandon Mosher
BrokerageRiver Hills Properties LLC Lf

Similar Homes