1412 County Highway 31, Cooperstown, NY, 13326
About This Home
Peaceful nature surrounds this 4-bedroom, 3 bath home. This location has it all! The long winding driveway leads you to this perfectly placed colonial home on 10 acres. A sunny, open area around the house is perfect for lawn games, a fire pit area or a pool! The property has a fenced-in garden area filled with many types of fruit trees and plenty of room for more gardens to be planted. The woods lead to a meandering stream that runs along the edge of the property. The sound of the water rushing is delightful to watch and relax or simple go for a hike along the stream. A winter view of Otsego Lake is a pretty addition to this lovely property. This center hall colonial has cherry hardwood floors throughout. The formal dining room is spacious, warm and inviting. Dutch inspired blue and white tiles adorn the formal fireplace. Perfect for entertaining! Cherry kitchen cabinets, granite counter tops compliment this functional chef's kitchen! The family room opens up to the kitchen where you will find the slider door opening to the wrap around deck. The wood stove warms the 1st floor as you watch deer and turkey wonder through the woods. A 1st floor bedroom and full bathroom complete the 1st floor. On the second floor you will find a full bathroom with glass shower surround, primary bedroom and 2nd bedroom. The second-floor landing is a wonderful sunny spot for a desk or reading nook! The walk out basement level has another bedroom, open den area and office. There is a pellet stove on this level to heat up the house from the bottom up! The basement level has a full bathroom with sauna to warm your bones on a cold Winter night! Completing this beautiful property is a 2-car garage, plus workshop area, as well as a second floor for storage or added space for renovation. A 10-minute drive to the Village of Cooperstown, Glimmerglass State Park and Rt 20 for an easy trip to Albany airport and shopping! Some TLC is needed, but this is a great opportunity to add your personal touches! BONUS...the seller is offering FOR SALE, a 0.34-acre Otsego Lake rights building lot in Lippitt Development with the purchase of this awesome home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Foundation: Poured
- Roof: Asphalt,Membrane,Rubber
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Microwave,Propane Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Den,Separate/Formal Dining Room,Entrance Foyer,Granite Counters,Home Office,Pantry,Sliding Glass Door(s),Sauna,Bedroom on Main Level,Workshop
- Door features: Sliding Doors
- Flooring: Hardwood,Tile,Varies
- Number of fireplaces: 3
- Fireplace: Yes
- Finished area below ground: 240
Heating & Cooling
- Heating features: Propane,Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,235
- Total interior livable area: 2,235 sqft
Property
Details
- Parcel number: 36388907000000010090010000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway,Propane Tank - Owned
Lot
- Lot size: 10.85 Acres
- Features: Irregular Lot,Secluded
- Lot size dimensions: 253 x 0
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $768 | $9,216 |
| Electricity | $369 | $4,432 |
| Total | $4,354 | $52,248 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $699,000 |
| 2012-11-21 | Sold | $321,500 |
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