3760 State Highway 51, New lisbon, NY, 13415
About This Home
If you're looking for a truly unique property, this is it. Conveniently located near Utica, Cooperstown, and Oneonta, this versatile two unit home lends both character and opportunity. Whether you are looking for an income-producing investment, a multi-generational living setup, or the chance to live in one unit while renting the other, the possibilities here are endless. Each unit features 2 bedrooms, updated appliances, and spacious bathrooms designed for comfort. Step outside to enjoy a newer large deck-perfect for relaxing or entertaining-while overlooking just under 3 acres of open space, enjoy privacy and room to enjoy the outdoors. The upstairs unit features the original woodwork and chalkboards that were used in the one room school. Set in a country setting with easy access to nearby towns, shopping, dining, and local attractions, this property combines flexibility and convenience with value and truly stands out from the rest. Unique properties like this don't come around often-priced to sell and ready for its next chapter. Don't miss your opportunity to make it yours.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1806
Materials
- Roof: Metal
- Construction materials: Aluminum Siding,Frame,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Ceramic Tile,Hardwood,Tile,Varies,Vinyl
Heating
- Heating features: Propane,Space Heater
Interior Area
- Total structure area: 2,262
- Total interior livable area: 2,262 sqft
Property
Details
- Parcel number: 36440017300000010230000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open,Patio,Porch
- Exterior features: Deck,Patio,Propane Tank - Leased
Lot
- Lot size: 2.82 Acres
- Features: Irregular Lot,Rural Lot
- Lot size dimensions: 653 x 266
Parking
- Parking features: Common,Gravel,Two or More Spaces,Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,233 | $14,796 |
| Home Insurance * | $881 | $10,572 |
| Property Taxes | $313 | $3,756 |
| Electricity | $373 | $4,485 |
| Total | $2,800 | $33,600 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $249,000 |
View on Zillow