




127 Main St, Cooperstown, NY, 13326
About This Home
A rare opportunity awaits in the heart of Cooperstown’s historic business district. Situated just steps from Doubleday Field, 127 Main Street offers over 4,200 square feet of versatile mixed-use space, blending retail, office, and residential components with one-of-a-kind outdoor amenities. The first floor features an inviting office or retail space with wood out of Hyde Hall throughout, and bathroom, ideal for a boutique, professional office, or storefront business. The second floor includes a potential office space that has 3 potential offices with a kitchen area break room and a fully upgraded bathroom! On the third floor, a spacious two-bedroom apartment showcases cathedral ceilings and a private back deck overlooking the courtyard and the historic Doubleday Field, providing a rare and beautiful view in the center of the village. The property is approximately 95% renovated, with extensive updates throughout. Recent improvements include new flooring and paint, updated bathrooms with new toilets and vanities, new water heaters, and modern lighting fixtures, switches, and outlets. Exterior enhancements feature a new fence, iron gates leading from Main Street through a stone pathway that opens into a private backyard courtyard—the only green space within Cooperstown’s business district. The courtyard includes multi-tiered stone patios and a storage shed, offering both functionality and charm. This building presents an exceptional opportunity for owner-occupancy, investment, or mixed-use operations, combining strong street presence with modern updates and classic Cooperstown character. With its prime location, historic charm, and flexible layout, 127 Main Street stands out as one of Cooperstown’s most distinctive and desirable commercial properties!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Foundation: Block,Stone
- Roof: Flat,Membrane,Rubber
- Construction materials: Brick,Frame,PEX Plumbing
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s),Sliding Glass Door(s),Storage
- Door features: Sliding Doors
- Flooring: Carpet,Laminate,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Zoned,Baseboard
- Cooling features: Zoned,Central Air,Wall Unit(s)
Interior Area
- Total structure area: 4,183
- Total interior livable area: 4,183 sqft
Property
Details
- Parcel number: 36500113100600020050010000
- Zoning description: Commercial
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Deck,Patio
- Exterior features: Deck,Fully Fenced,Patio,Private Yard,See Remarks
- Fencing: Full
Lot
- Lot size: 4,356 sqft
- Features: Irregular Lot
- Lot size dimensions: 8 x 163
Parking
- Parking features: No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $898 | $10,776 |
| Electricity | $691 | $8,295 |
| Total | $5,349 | $64,188 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $699,900 |
| 2026-02-18 | Price change | $799,900 |
| 2025-12-21 | Listed for sale | $899,900 |
| 2023-04-04 | Sold | $345,000 |
