6208 State Highway 28, Fly Creek, NY, 13337
About This Home
Welcome to 6208 NY-28 in Fly Creek — a rare mixed-use investment opportunity that perfectly blends small-town charm, modern updates, and immediate business potential. Ideally located just minutes from Cooperstown and the renowned Fly Creek Cider Mill, this highly visible corner property sits in the heart of the hamlet, offering outstanding exposure for business and convenience for residents alike. This impressive building features two commercial spaces and four residential rental units, creating multiple income streams under one roof. The anchor commercial space is currently configured as a fully equipped restaurant and bar, featuring an elegant dining room with tall ceilings, hardwood floors, and large windows that fill the space with natural light. A professional kitchen, handcrafted bar, and outdoor deck create the perfect setting for indoor and seasonal dining. The restaurant space is ready for its next chapter, offering an opportunity for an operator to step in and bring their concept to life quickly. Ownership is open to assisting during the transition to help ensure a smooth start for the next steward of this well-known local establishment. Adjacent to the restaurant is a second commercial storefront currently operating as a consignment shop. With its own entrance, display windows, and flexible layout, this space offers excellent potential for retail, office, gallery, or studio use. Upstairs are four spacious residential apartments, each well maintained with updated kitchens and baths, comfortable living areas, and private entrances. These units provide consistent rental income and strong occupancy history, creating reliable cash flow to complement the commercial spaces below. Additional highlights include ample parking, updated mechanical systems, and a beautifully restored exterior that reflects the timeless character of Fly Creek. The property also features scenic rear views and a generous lot with open green space. Motivated seller - with multiple income streams and a business-ready restaurant space, this property presents a compelling opportunity for investors or entrepreneurs alike.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Roof: Asphalt,Flat,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Propane Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Hardwood,Linoleum,Other,See Remarks,Varies,Vinyl
Heating & Cooling
- Heating features: Propane,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 12,234
- Total interior livable area: 12,234 sqft
Property
Details
- Parcel number: 36508911400500010370000000
- Zoning description: Commercial
- Special condition: Standard
Features
- Stories: 3
- Exterior features: Propane Tank - Leased
Lot
- Lot size: 2.06 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: 215 x 0
Parking
- Parking features: Common,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $1,285 | $15,420 |
| Property Taxes | $1,090 | $13,080 |
| Electricity | $2,021 | $24,261 |
| Total | $8,694 | $104,328 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Listed for sale | $850,000 |
| 2025-02-02 | Listing removed | $900 |
| 2025-01-26 | Price change | $900 |
| 2025-01-12 | Listed for rent | $950 |
| 2023-09-15 | Listing removed | -- |
| 2023-09-03 | Listed for rent | $1,000 |
| 2023-04-10 | Listing removed | -- |
| 2023-04-04 | Listed for rent | $900 |
| 2020-10-16 | Sold | $255,000 |
| 2020-08-26 | Listing removed | $1,100 |
| 2020-03-17 | Listed for rent | $1,100 |
| 2019-07-27 | Listing removed | $675 |
| 2019-06-20 | Price change | $675 |
| 2019-06-18 | Listed for rent | $600 |
| 2018-04-15 | Listing removed | $725 |
| 2018-04-12 | Listed for rent | $725 |
| 2005-02-28 | Sold | $249,000 |
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