




173 Bowen Rd, Cooperstown, NY, 13326
About This Home
Quality built from top to bottom! The owner of this FABULOUS 3 car garage with apartment above has thought of everything! Cedar siding, Anderson class A windows, central air, natural wood trim, 50-year architectural roof shingles,1200-gallon septic system and even house plans! This cozy, open floor plan apartment has been successfully rented for seasonal and long-term rentals. Perfectly placed on 23+ BEAUTIFUL acres, you will find open fields, woods and a possible pond site too! The 3-car garage has plenty of room for cars, tractors, snowmobiles and even room for a workshop! A large wood stove heats this space and more! On this same level is a full bathroom, laundry area and all of the mechanicals. As you enter the front door you will find a welcoming foyer area with stairs leading to the apartment above. This space includes an open floor plan consisting of the kitchen, dining area and living room. The extra-large master bedroom has extra space for sitting area or office. A spacious, bright bathroom is centrally located. There is a deck off of the second floor leading down to the hot tub, overlooking the open fields during the day and plenty of star gazing at night. There is also a patio off of the 1st floor laundry area. Come take a look and explore the possibility of building your dream home on this beautiful lot. Live in the apartment while you build or continue renting this space and build on a different location on this pretty lot. Just a few miles from Cooperstown Village, Bassett Hospital, Clarks Sport Center, Dreams Park and Otsego Lake!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2018
Materials
- Foundation: Poured,Slab
- Roof: Architectural,Shingle
- Construction materials: Spray Foam Insulation,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Exhaust Fan,Electric Oven,Electric Range,Microwave,Propane Water Heater,Refrigerator,Range Hood,Washer
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Entrance Foyer,Separate/Formal Living Room,Great Room,Hot Tub/Spa,Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room,Bath in Primary Bedroom
- Flooring: Hardwood,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Forced Air,Hot Water
- Cooling features: Central Air
Interior Area
- Total structure area: 1,316
- Total interior livable area: 1,316 sqft
Property
Details
- Parcel number: 36388908500000010230470000
- Special condition: Standard
- Other equipment: Satellite Dish
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Deck,Gravel Driveway,Hot Tub/Spa,Patio,Propane Tank - Owned
- Has spa: Yes
- Spa features: Hot Tub
Lot
- Lot size: 23.21 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 325 x 3306
Parking
- Total spaces: 3
- Parking features: Attached,Electricity,Garage,Heated Garage,Storage,Water Available,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $673 | $8,076 |
| Electricity | $246 | $2,954 |
| Total | $4,943 | $59,316 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-23 | Listed for sale | $749,000 |
