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817 Brazos Harbor Cir, Granbury, TX, 76048

1beds
1baths
399sqft
$474,900
$1,190price/sqft
$3,249/moest. monthly cost
$129,960/yrincome needed

About This Home

Have you ever wondered what a true tiny home feels like in a stunning lakefront setting? Opportunities like this are incredibly rare—especially on Lake Granbury. Situated on an oversized lot, this property offers room to expand and endless possibilities. Ideal as a full-time residence, weekend retreat, or investment property. Inside features a custom designed layout with a main-floor bedroom, full kitchen, bathroom, and washer-dryer. Upstairs, a cozy 10x10 loft includes a king-size bed, TV, and seating area with approximately 4-foot ceilings—perfect for relaxing while enjoying peaceful lake views. Step outside to the expansive wraparound deck—ideal for morning coffee or evening wine with friends while taking in breathtaking sunsets across the water. Love to fish? Cast a line right from your porch. Enjoy direct access to Lake Granbury via the community boat ramp, providing easy entry to the main body of the lake. Even better, the property is already approved by the Brazos River Authority for the addition of a private boat dock—an incredible future value. Built just 2 years ago, this high-end Platinum tiny home—crafted in Malakoff, TX—features over $20K in upgrades, two mini-split systems, and fully self-contained, efficient living. Utilities are typically under $130 per month. Additional features include: • Double carport • Built-in storage shed • Space for a golf cart • Guest parking • Quiet cul-de-sac setting Enjoy affordable lakeside living with property taxes around $1,300 yearly (with senior homestead exemption) and HOA of just $259 yearly. Rentals allowed (6-month minimum). Conveniently located 35 minutes to Fort Worth and 60 minutes to DFW International Airport. Just minutes from shopping, dining, and the charm of the Historic Granbury Square. Lakeside living at its best—peaceful, affordable, and full of charm.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Granbury Middle SchoolGrades 6-81.9 mi
6/10
Granbury High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Convection Oven,Dryer,Electric Cooktop,Electric Water Heater,Disposal,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Cathedral Ceiling(s),Loft,Open Floorplan,Cable TV
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Multi Units,Wall Unit(s)

Interior Area

  • Total interior livable area: 399 sqft

Kitchen

  • Features: Built-in Features,Solid Surface Counters
  • Level: First
  • Dimensions: 12 x 13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 15

Loft

  • Level: Second
  • Dimensions: 12 x 14

Master Bedroom

  • Features: Built-in Features,Closet Cabinetry
  • Level: First
  • Dimensions: 10 x 12

Other

  • Features: Built-in Features,Solid Surface Counters,Separate Shower
  • Level: First
  • Dimensions: 10 x 9

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: R000093151
  • Exclusions: Personal Furniture and belongings inside and outside.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Side Porch,Balcony,Covered,Deck
  • Exterior features: Awning(s),Balcony,Deck,Private Yard,Rain Gutters,Storage
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Canal Access,Lake Front,Waterfront
  • Waterbody name: Granbury
  • Residential vegetation: Grassed

Lot

  • Lot size: 1,306 sqft
  • Features: Back Yard,Lawn,Level,Few Trees,Waterfront,Retaining Wall
  • Lot size dimensions: 101 x 75 x 90 x 38

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt,Common,Concrete,Covered,Carport,Detached Carport,Driveway,Lighted,On Site,Open,Outside,Paved,Deck,Parking Lot,Parking Pad,On Street,Side By Side
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$430$5,160
Property Taxes $180$2,160
Electricity $238$2,859
Total$3,249$38,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,394/yr
40% on housing$97,470/yr
45% on housing$86,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,190This listing

vs Other Active Listings

Avg $/sqft

ZIP 76048$154
Hood County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 76048$181
Hood County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$474,900
2026-04-14Price change$499,999
2026-03-29Price change$520,000
2026-03-10Listed for sale$549,000

For Sale by Agent

AgentKaren Dougherty
BrokerageFathom Realty, LLC

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