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1121 Motsiff Rd, Helena, MT, 59602

4beds
2baths
1,914sqft
$499,000
$261price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

Charming Home with 4 Bedrooms and 2 Bathrooms in Center Valley. Lovely home located conveniently close to town, featuring a family room and ample storage. The property boasts a spacious lot and beautifully landscaped yard, complete with a greenhouse, a two-car garage, and a generous workshop. The yards are landscaped with fenced back yard complete with a small greenhouse. Garage has an additional bathroom and sink area.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Four Georgians SchoolGrades PK-52.0 mi
6/10
7/10
Capital High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 960

Heating & Cooling

  • Heating features: Baseboard,Electric,Gas,Stove
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 1,914 sqft

Property

Details

  • Parcel number: 05188807114050000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Back Yard

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $179$2,148
Property Taxes $195$2,340
Electricity $151$1,812
Total$3,048$36,576

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$243
Lewis and Clark County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$499,000

For Sale by Agent

AgentAnita Sherley
BrokerageSherley Real Estate

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