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1520 Valley Forge Rd, Helena, MT, 59602

3beds
3baths
1,986sqft
$460,000
$232price/sqft
$2,826/moest. monthly cost
$113,040/yrincome needed

About This Home

Welcome Home to 1520 Valley Forge Road – Helena's Central Valley Nestled in the established Ten Mile Creek Estates subdivision, this well-maintained bi-level home offers the perfect blend of comfort, space, and recent updates in a prime central valley location. With 3 bedrooms, 2 full baths, and a half bath spread across nearly 2,000 square feet of finished living space, this home is move-in ready and full of value. The main level features an open, inviting layout with laminate flooring and large Anderson windows that flood the space with natural light. The kitchen is well-appointed with a dishwasher, microwave, range, and refrigerator, and flows seamlessly into the dining area — perfect for everyday living and entertaining alike. Downstairs, a fully finished basement adds nearly 1,000 square feet of additional living space, including a cozy family room with a fireplace, a third bedroom, and a full bath — plus an additional non-conforming room with plenty of flexibility. Step outside to enjoy the large, maintenance-free Trex deck and a stamped concrete patio, ideal for Montana's warm summer evenings. The fully fenced yard features an underground sprinkler system, a few mature trees for shade, and plenty of room to roam. A 2-car attached garage rounds out the package. Major updates have already been done for you, including a newer roof, Anderson windows, remodeled bathrooms, updated flooring, and more — so you can move in with confidence. Additional highlights include central A/C, natural gas and electric heating, community water and sewer, and no HOA. Located just off North Montana Avenue, you're minutes from shopping, schools, and everything Helena has to offer. Priced competitively in today's market — schedule your showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Rossiter SchoolGrades PK-51.4 mi
6/10
7/10
Capital High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 966

Interior Area

  • Total interior livable area: 1,986 sqft

Property

Details

  • Parcel number: 05188808204020000
  • Special condition: Standard

Features

  • Levels: Multi/Split

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance $165$1,980
Property Taxes $184$2,208
Electricity $151$1,812
Total$2,826$33,912

Income You'd Need if You Spent...

35% on housing$96,891/yr
40% on housing$84,780/yr
45% on housing$75,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$243
Lewis and Clark County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$460,000
2020-06-15Sold--
2020-04-06Listed for sale$284,900
2020-03-23Pending sale$284,900
2020-03-16Price change$284,900
2020-02-17Listed for sale$289,000

For Sale by Agent

AgentTodd Johnson
BrokerageEXIT Realty of Helena

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