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1135 Polaris Rd, Helena, MT, 59602

4beds
3baths
2,677sqft
$608,000
$227price/sqft
$3,733/moest. monthly cost
$149,320/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 3-bath home offering the perfect blend of comfort, style, and functionality all in a convenient location just minutes from Jim Darcy School, Bob’s Valley Market, and the I-15 exit. Featuring fresh paint throughout, warm wood flooring, and vaulted ceilings that enhance the sense of space and light, the open-concept main living area is designed for both everyday living and entertaining. Tiled flooring in the bathrooms, entryway, and lower-level bar adds both durability and style in all the right places. The updated kitchen flows seamlessly into the living and dining spaces, creating an inviting atmosphere for gathering with family and friends. Enjoy the flexibility of two separate living areas, including a spacious lower-level family room complete with a wet bar perfect for movie nights, game days, or hosting guests. Comfort is key with central air conditioning, while underground sprinklers keep the yard looking its best with ease. Step outside to your maintenance-friendly Trex deck and take in the beautiful mountain views an ideal setting for relaxing, grilling, or entertaining. The fully fenced yard features curbing and thoughtful landscaping, along with a storage shed and additional RV parking in the back offering both convenience and extra space for all your needs. With thoughtful updates, versatile living spaces, scenic views, and a prime location, this home is move-in ready and designed to fit a variety of lifestyles. Water/Sewer is $55.90/month.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Jim Darcy SchoolGrades PK-51.2 mi
6/10
7/10
Capital High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Poured
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,050

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,677 sqft

Property

Details

  • Parcel number: 05199507408220000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s),Residential

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Wildfire
Landslide

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,074$36,888
Home Insurance $218$2,616
Property Taxes $258$3,096
Electricity $183$2,205
Total$3,733$44,796

Income You'd Need if You Spent...

35% on housing$127,988/yr
40% on housing$111,990/yr
45% on housing$99,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$243
Lewis and Clark County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$599,000
2026-04-29Listed for sale$608,000
2020-10-23Sold--
2020-09-07Pending sale$344,900
2020-08-05Listed for sale$344,900
2015-05-13Sold--
2013-04-18Sold--

For Sale by Agent

AgentJolene Lloyd
BrokerageBerkshire Hathaway HomeServices - Helena

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