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971 Star Rd, Helena, MT, 59602

5beds
3baths
3,208sqft
$589,000
$184price/sqft
$3,664/moest. monthly cost
$146,560/yrincome needed

About This Home

Meticulously maintained and move-in ready, this stunning 5-bedroom, 3-bath home with a dedicated office offers the perfect blend of comfort, style, and function. The spacious floor plan is enhanced by southern exposure that fills the home with natural light. The dining room features a custom built-in bar and storage area, creating the perfect space for entertaining. The kitchen is equipped with all new appliances installed just 4 years ago, while the home also offers exceptional storage throughout. The primary suite is a true retreat with a private bath, dual sink vanity, and beautifully tiled walk-in shower. The fully finished basement adds incredible living space with 2 generously sized bedrooms, a dedicated office, and a huge family room perfect for movie nights, a play area, or entertaining. Large egress windows bring in an abundance of natural light, making the lower level feel bright and welcoming. You’ll also find exceptional storage options, including a dedicated storage room, under-the-stair storage, and a spacious utility room. Recent updates include new garage doors installed just 3 years ago and beautifully maintained landscaping with underground sprinklers, raised gardening beds, and a fully fenced yard featuring three access gates. Additional features include gas forced air heat with a new A/C unit installed 3 years ago, an air filtration system, and water softener for added comfort and efficiency. Step outside to enjoy the spacious Trex deck, ideal for relaxing or hosting guests. The storage shed will remain with the property, adding even more storage to this exceptional home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Jim Darcy SchoolGrades PK-51.2 mi
6/10
7/10
Capital High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area below ground: 1,604

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,208 sqft

Property

Details

  • Parcel number: 05199507409200000
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Stories: 1
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Garden,Rain Gutters,Storage
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City,Mountain(s),Residential,Valley

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Wildfire
Landslide

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance $212$2,544
Property Taxes $254$3,048
Electricity $220$2,643
Total$3,664$43,968

Income You'd Need if You Spent...

35% on housing$125,622/yr
40% on housing$109,920/yr
45% on housing$97,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$244
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$589,000
2026-04-06Listed for sale$599,000
2019-05-10Sold--
2019-04-10Pending sale$319,900
2019-02-22Listed for sale$319,900
2018-05-29Listing removed$319,900
2018-05-10Listed for sale$319,900
2014-06-27Sold--

For Sale by Agent

AgentMaria Demaray - Menghini
BrokerageBig Sky Brokers, LLC

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