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5810 Favorite Gulch Rd, Helena, MT, 59602

3beds
3baths
2,340sqft
$695,000
$297price/sqft
$4,195/moest. monthly cost
$167,800/yrincome needed

About This Home

2340 sqft, 3 bed, 2 bath home on 20 private acres backing up to national forest with Missouri River dock access just a few miles up the road. Enjoy multiple living rooms, custom kitchen with pull-out pantry and mixer station, huge master suite with walk-in closet and tiled shower. Updates throughout. A/C plus propane and electric zoned heat for each room to be comfortable. Relax or entertain on two covered porches-one screened. 30x40 shop with loft for storage and full canning/meat kitchen, heated with wood stove plus a controlled propane heater, lean-to, 2 sheds for extra storage. Three fenced gardens plus a tree garden. It keeps getting better, this home has paid for solar panels that greatly cut electrical costs! $4-$5/mo! With this amazing home you also get access to 140-acre sapphire mine and community picnic/boat dock area along with 115,000+ acres of national forest! Plenty to explore and entertain yourself with throughout the year.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Warren SchoolGrades PK-59.8 mi
5/10
Helena Middle SchoolGrades 6-814.0 mi
7/10
Helena High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled,See Remarks
  • Year built: 1993

Materials

  • Foundation: Poured,See Remarks,Treated Wood
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 1,170

Heating & Cooling

  • Heating features: Baseboard,Electric,Hot Water,Propane,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 2,340 sqft

Property

Details

  • Parcel number: 05211234402030000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Deck,Enclosed,Front Porch,Screened
  • Exterior features: Garden,Propane Tank - Owned
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Barbed Wire,Perimeter
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 20.38 Acres
  • Features: Back Yard,Front Yard,Garden,Gentle Sloping,Landscaped,Level,Views,Wooded

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Landslide
Wildfire
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $250$3,000
Property Taxes $271$3,252
Electricity $160$1,928
Total$4,195$50,340

Income You'd Need if You Spent...

35% on housing$143,828/yr
40% on housing$125,850/yr
45% on housing$111,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$242
Lewis and Clark County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$740,000
2026-04-30Price change$775,000
2026-04-15Price change$795,000
2026-01-21Listed for sale$809,900
2025-11-01Listing removed$799,900
2025-10-03Price change$799,900
2025-09-07Price change$829,000
2025-08-21Listed for sale$879,900

For Sale by Agent

AgentJanet Welsh
BrokerageUncommon Ground, LLC

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