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873 D St, Lincoln, MT, 59639

1beds
1baths
816sqft
$320,000
$392price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

This home has been extensively updated with a total remodel in 2018 & 2019, including high-efficiency Kolbe wood double-pane windows & stainless steel appliances. Kitchen features Knotty Alder cabinets with granite countertops & the interior was freshly painted in 2025. The property also includes PEX water lines, tile shower, marble vanity top & Knotty Alder interior doors, reflecting quality craftsmanship. It is equipped with two Sand-point wells, well that runs home has never ran dry and is connected to Lincoln sewer, approx., ($47 per month) providing reliable water & sewer services. The property sits on a beautiful 0.378-acre lot with year-round access—an important consideration for buyers. Lot size allows room for a garage or shop if new buyer desires. Overall, this property offers a combination of modern updates and desirable features that make it a strong contender in today’s market. Year around access & currently lived in year around

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-60.4 mi
--
Lincoln 7-8Grades 7-80.4 mi
4/10
Lincoln High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer,Propane Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Propane,Wood Stove

Interior Area

  • Total interior livable area: 816 sqft

Property

Details

  • Parcel number: 05233624402160000
  • Zoning: Residential
  • Zoning description: County zoning
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.38 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Wildfire
Earthquake
Landslide
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance $139$1,668
Property Taxes $97$1,164
Electricity $151$1,812
Total$2,005$24,060

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 59639$186
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59639$293
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$320,000
2026-02-01Listed for sale$330,000
2017-07-28Sold--

For Sale by Agent

AgentBrenda Stark
BrokerageKeller Williams Capital Realty

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