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622 D St, Lincoln, MT, 59639

1beds
1baths
820sqft
$198,000
$241price/sqft
$1,298/moest. monthly cost
$51,920/yrincome needed

About This Home

Private cabin in the middle of Lincoln. One bedroom one bath home with a loft. Home features a beautiful stacked stone fireplace with wood stove insert. Cabin sits on a secluded wooded parcel and has been primarily used as a summertime retreat. Within walking distance of the the Blackfoot River Park and just minutes away from the downtown business district of Lincoln.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-60.4 mi
--
Lincoln 7-8Grades 7-80.4 mi
4/10
Lincoln High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Poured,Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 820 sqft

Property

Details

  • Parcel number: 05233624402260000
  • Zoning: Residential
  • Zoning description: County
  • Special condition: Standard

Lot

  • Lot size: 0.76 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Wildfire
Earthquake
Landslide
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance $86$1,032
Property Taxes $60$720
Electricity $151$1,812
Total$1,298$15,576

Income You'd Need if You Spent...

35% on housing$44,502/yr
40% on housing$38,940/yr
45% on housing$34,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 59639$191
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59639$293
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-19Listed for sale$198,000

For Sale by Agent

AgentLyndon Conroy
BrokerageConroy Real Estate

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