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7992 Austin Rd, Helena, MT, 59602

1beds
1baths
1,092sqft
$350,000
$321price/sqft
$2,151/moest. monthly cost
$86,040/yrincome needed

About This Home

Own your own gold mining claim! Your dream property is right here! Spacious off-grid cabin complete with solar panels and batteries on 20 acres!! Mostly fenced for horses, but needs some maintenance. Surrounded by Forest Service land for endless recreational activities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Trinity SchoolGrades PK-811.1 mi
7/10
Capital High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Composition,Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Propane Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary
  • Finished area below ground: 0

Heating

  • Heating features: Propane,Wood Stove,Wall Furnace

Interior Area

  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 05188606401010000
  • Special condition: Standard

Features

  • Exterior features: Storage
  • Fencing: Perimeter,Wire
  • Has view: Yes
  • Topography of land: Sloping
  • Horses can be raised: Yes

Lot

  • Lot size: 19.67 Acres
  • Features: Pasture,Secluded,Views,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Wildfire
Landslide

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $126$1,512
Property Taxes $105$1,260
Electricity $151$1,812
Total$2,151$25,812

Income You'd Need if You Spent...

35% on housing$73,748/yr
40% on housing$64,530/yr
45% on housing$57,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$244
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$385,000

For Sale by Agent

AgentRich Royal
BrokerageKeller Williams Capital Realty

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