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10196 County Road 3202, Chandler, TX, 75758

0beds
0baths
0sqft
$350,000
--price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

Discover a rare WATERFRONT opportunity on Lake Palestine with 2 secluded acres in a truly prime setting for those seeking peace, privacy, and a connection to nature. Offered for the first time, this exceptional family-owned property is located just outside the city limits of Chandler, combining convenience with the tranquility of rural living. The land offers a beautiful balance of open and wooded space and is partially cleared along the shoreline with water, septic and electricity already in place - ideal for your dream lakefront retreat. Private driveway down to the water's edge with farm property bordering both sides means true country living on the lake, without a neighbor in sight! This hidden gem is not visible from the road, ensuring ultimate privacy. Showings are by appointment only—please call ahead for access details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Brownsboro High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Other/See Remarks
  • Construction materials: None

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other/See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bathroom

  • Features: Other /See Remarks

Bedroom

  • Features: Other/See Remarks

Dining Room

  • Features: Other/See Remarks

Features

  • Other/See Remarks
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 213196

Features

  • Levels: Other/See Remarks
  • Pool features: None
  • Exterior features: Other/See Remarks
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront,Water/Lakefront
  • Waterbody name: Lake Palestine

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$268$3,216
Property Taxes $0$0
Electricity $238$2,859
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 75758$142
Henderson County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 75758$165
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$550,000
2026-05-06Price change$350,000
2026-05-06Listed for sale$550,000

For Sale by Agent

AgentHollie Satterfield
BrokerageeXp Realty, LLC-Tyler

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