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2501 Forest Hill Dr, Tool, TX, 75143

5beds
4baths
2,933sqft
$2,100,000
$716price/sqft
$14,027/moest. monthly cost
$561,080/yrincome needed

About This Home

Set on the coveted shores of Cedar Creek Lake, this five-bedroom, three-and-a-half bath masterpiece redefines lakefront living with 2,933 square feet of refined comfort and style. Showcasing rustic elegance at its finest, the home features dramatic ceilings, striking wood and stone accents, and an open floor plan wrapped in windows that capture dazzling water views from every angle. Designed for both grand entertaining and relaxed living, the residence offers multiple patios, a wraparound porch, and an expansive backyard anchored by a lakeside firepit. Whether hosting sunset dinners by the built-in outdoor grill, enjoying morning coffee on the porch, or gathering under the stars, every moment here feels like a private retreat. Direct access to the water elevates the experience, with a private boat ramp and dock offering endless opportunities for boating, fishing, and waterfront leisure. After a day on the lake, retreat to your serene patios or welcome guests with ease thanks to ample parking and thoughtfully designed outdoor spaces. Rarely does a home of this caliber become available—combining rustic charm, modern luxury, and unrivaled lakefront access in one of the area’s most desirable settings. Perfect as a year-round residence or a luxurious getaway, this property represents the pinnacle of Cedar Creek living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
Mabank High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Rock,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern,Other,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedroom

  • Level: Second
  • Dimensions: 14 x 13

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 18 x 12

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Loft,Open Floorplan,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 7 x 3

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,933 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 12

Laundry

  • Level: First
  • Dimensions: 13 x 5

Living Room

  • Level: First
  • Dimensions: 21 x 18

Master Bathroom

  • Level: First
  • Dimensions: 10 x 6

Master Bedroom

  • Level: First
  • Dimensions: 15 x 13

Other

  • Level: Second
  • Dimensions: 9 x 5

Other

  • Level: Second
  • Dimensions: 9 x 5

Sunroom

  • Level: First
  • Dimensions: 14 x 7

Property

Details

  • Parcel number: 20300006023054
  • Exclusions: N/A

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony
  • Exterior features: Balcony,Boat Slip,Outdoor Grill
  • Fencing: Gate,Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront

Lot

  • Lot size: 0.70 Acres
  • Features: Back Yard,Cul-De-Sac,Lawn,Landscaped,Many Trees,Waterfront

Parking

  • Parking features: No Garage,Boat,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$1,668$20,016
Property Taxes $1,419$17,028
Electricity $322$3,864
Total$14,027$168,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$480,925/yr
40% on housing$420,810/yr
45% on housing$374,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$716This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$197
Henderson County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$2,100,000
2026-01-06Listing removed$2,200,000
2025-10-30Listed for sale$2,200,000

For Sale by Agent

AgentMichael Humphries
BrokerageAllie Beth Allman & Assoc.

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