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24560 Cedar Point Rd, New Prague, MN, 56071

5beds
5baths
5,056sqft
$949,999
$188price/sqft
$6,599/moest. monthly cost
$263,960/yrincome needed

About This Home

Welcome to an exceptional lakefront retreat on Cedar Lake, set at the end of a private peninsula and offering panoramic water views with an unmatched sense of privacy. With 76 feet of shoreline and surrounded by mature trees, this property delivers the perfect blend of luxury, tranquility, and everyday functionality—all just a short drive from Minneapolis. This custom-built, two-owner rambler spans over 5,000 finished square feet with 5 bedrooms, 5 bathrooms, and a rare 4-car garage. Designed for both comfortable living and elevated entertaining, the home features expansive living spaces, an amazing deck to take in the views, and seamless indoor-outdoor flow to the water’s edge. Recent updates enhance both peace of mind and presentation, including a newer roof and refreshed professional landscaping that beautifully complements the home’s natural setting. Inside, you’ll find quality craftsmanship throughout, highlighted by a stunning stone gas fireplace with custom built-ins, updated flooring, and a fully remodeled primary bathroom featuring a separate shower and soaking tub. The lower level offers expansive additional space to relax or host, while the thoughtfully designed exterior showcases a striking stone stairway leading down to the lake. The insulated 4-car garage is equipped with in-floor heat, providing year-round comfort and functionality—perfect for Minnesota living. Whether you’re enjoying quiet mornings by the water or entertaining guests across multiple outdoor spaces, this home was built to maximize its setting. Rarely does an opportunity like this present itself—lakefront living, privacy, and space, all within convenient reach of the Twin Cities. Schedule your tour today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Falcon RidgeGrades PK-53.8 mi
8/10
New Prague Middle SchoolGrades 6-84.2 mi
9/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Water Osmosis System,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump

Bedroom

  • Level: Main
  • Area: 306
  • Dimensions: 18 x 17

Bedroom2

  • Level: Main
  • Area: 252
  • Dimensions: 18 x 14

Bedroom3

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Bedroom4

  • Level: Lower
  • Area: 204
  • Dimensions: 17 x 12

Bedroom5

  • Level: Lower
  • Area: 198
  • Dimensions: 18 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Deck

  • Level: Main
  • Area: 880
  • Dimensions: 40 x 22

Exercise Room

  • Level: Lower
  • Area: 551
  • Dimensions: 29 x 19

Family Room

  • Level: Lower
  • Area: 396
  • Dimensions: 22 x 18

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 2,475
  • Finished area above ground: 2,528

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,056
  • Total interior livable area: 5,056 sqft

Kitchen

  • Level: Main
  • Area: 360
  • Dimensions: 20 x 18

Laundry

  • Level: Main
  • Area: 91
  • Dimensions: 13 x 7

Living Room

  • Level: Main
  • Area: 400
  • Dimensions: 20 x 20

Storage

  • Level: Lower
  • Area: 252
  • Dimensions: 18 x 14

Property

Accessibility

  • Accessibility features: Hallways 42"+,Partially Wheelchair

Details

  • Parcel number: 030010400
  • Zoning description: Residential-Single Family
  • Foundation area: 2528

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 76

Lot

  • Lot size: 0.44 Acres
  • Features: Island/Peninsula,Tree Coverage - Heavy
  • Lot size dimensions: 75 x 252 x 76 x 258

Parking

  • Total spaces: 4
  • Parking features: Attached,Asphalt,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$618$7,416
Property Taxes $752$9,024
Electricity $426$5,117
Total$6,599$79,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,251/yr
40% on housing$197,970/yr
45% on housing$175,973/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 56071$173
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56071$191
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$1,099,900
2026-05-01Listed for sale$1,149,900
2026-05-01Listing removed$1,149,900
2026-04-02Listed for sale$1,149,900
2021-07-30Sold$850,000
2021-06-22Pending sale$899,900
2021-06-10Listed for sale$899,900
2019-11-16Listing removed$799,126
2019-09-27Price change$799,126
2019-08-14Price change$849,000
2019-07-17Listed for sale$899,000

For Sale by Agent

AgentHarley Hutchinson
BrokerageeXp Realty

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