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124 Shoreline Dr, Malakoff, TX, 75148

5beds
4baths
2,966sqft
$998,500
$337price/sqft
$7,424/moest. monthly cost
$296,960/yrincome needed

About This Home

Enjoy incredible open-water living with 100 feet of shoreline and expansive, unobstructed lake views—truly a rare opportunity. Sunsets explode out over this deep water peninsula! Want year around boating and lake recreation? Look no further! This stylish and inviting home was completely gutted and recreated over the last few years and WOW! From the kitchen with commercial appliances to the warm wood tones and sleek nuetral finishes to the spa like glass and tile baths, this one is magazine worthy! It is suited for both peaceful retreats or entertaining on a larger scale. The main level offers 3 bedrooms plus a compact built in bunk room , 3baths, and a spacious game room with additional 4 bunks built along one wall, perfect for overflow guests. Downstairs, a private 1-bedroom, 1-bath efficiency-style guest suite. Outdoors, a large covered lakeside deck creates the perfect setting to relax and take in stunning sunset views beneath a canopy of mature trees. The well established expanse of rear lawn is bare foot perfect! This property captures the essence of lakeside living—comfortable, versatile, and unforgettable. Furniture package is available via separate negotiation and barely used since purchase after remodel!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
4/10
Malakoff Middle SchoolGrades 6-84.2 mi
6/10
Malakoff High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Vaulted Ceiling(s),Wired for Sound
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,966 sqft

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 246313
  • Attached to another structure: Yes

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Lighting,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Cedar Creek

Lot

  • Lot size: 9,191 sqft

Parking

  • Parking features: Driveway,Outside,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,048$60,576
Home Insurance *$944$11,328
Property Taxes $1,107$13,284
Electricity $325$3,908
Total$7,424$89,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,537/yr
40% on housing$222,720/yr
45% on housing$197,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 75148$307
Henderson County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75148$189
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$999,000

For Sale by Agent

AgentTammy Hosch
BrokerageTX Lake & Land Real Estate

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