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5324 Shady Ln, Eustace, TX, 75124

5beds
4baths
3,387sqft
$979,000
$289price/sqft
$6,835/moest. monthly cost
$273,400/yrincome needed

About This Home

This stunning lakeside property on Cedar Creek Lake offers the perfect blend of rustic charm and modern updates. With five spacious bedrooms, three and a half bathrooms, an office, and three living areas, there's plenty of room for family and guests to relax and enjoy lake life. The heart of the home features a custom late 1800s saloon bar from Missouri, adding a unique, historical touch to the spacious kitchen. The primary suite is a retreat in itself, complete with a must-see bathroom. Outside, the boathouse includes two boat slips, a personal watercraft lift, and a top deck with breathtaking views, making this the perfect year-round waterfront property. From cozy indoor living areas to spacious outdoor decks and waterfront amenities, this home is designed for entertaining and creating lasting memories. Full time living, 2 hour notice required for all showings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Eustace Primary SchoolGrades PK-25.7 mi
6/10
Eustace Middle SchoolGrades 6-85.7 mi
6/10
Eustace High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,French Provincial,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 30 x 21

Features

  • Eat-in Kitchen,Granite Counters,Kitchen Island,Natural Woodwork,Wired for Sound
  • Flooring: Brick,Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,387 sqft

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 15 x 16

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 18 x 16

Property

Details

  • Parcel number: 26000000090030
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Boat Slip,Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Cedar Creek

Lot

  • Lot size: 0.28 Acres
  • Features: Sprinkler System,Few Trees,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$769$9,228
Property Taxes $745$8,940
Electricity $371$4,462
Total$6,835$82,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,342/yr
40% on housing$205,050/yr
45% on housing$182,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 75124$114
Henderson County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75124$169
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Price change$979,000
2025-07-12Price change$999,999
2025-05-22Price change$1,090,000
2025-01-19Listed for sale$1,100,000

For Sale by Agent

AgentCourtney Dickens Johnson
BrokerageTX Lake & Land Real Estate

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