524 Sampan Dr, Tool, TX, 75143
About This Home
Experience Cedar Creek Lake living in this beautifully renovated waterfront home with open-water views and protected water for boating and lake activities. Taken to the studs in 2023, this turn-key lake home features updated windows, plumbing and electrical, raised ceilings, wrapped beams, and a stylish kitchen with an oversized island, quartz countertops, designer finishes, LG appliances, and an under-counter ice maker. The roof was replaced in Fall 2025, and the boat dock was enhanced in Spring 2026 with a new rooftop deck and boat lift. Furniture and many items are to stay with the home, excluding personal items, making this a great option for immediate enjoyment. No HOA and short-term rental use allowed. Ideal as a full-time residence, weekend getaway, vacation home, or investment property. The 3rd room offers flexibility and could be used as an office, bedroom, or flex space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Ice Maker
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 11 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Decorative/Designer Lighting Fixtures,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Ceramic Tile,Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 1,643 sqft
Kitchen
- Features: Breakfast Bar,Built-in Features,Kitchen Island,Pantry
- Level: First
- Dimensions: 11 x 16
Living Room
- Level: First
- Dimensions: 15 x 16
Master Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 16 x 14
Office
- Level: First
- Dimensions: 11 x 10
Utility Room
- Features: Built-in Features,Utility Room
- Level: First
- Dimensions: 8 x 13
Property
Details
- Parcel number: 38900002025060
- Exclusions: Personal Items
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Covered,Deck
- Exterior features: Boat Slip,Dock,Rain Gutters
- Fencing: Back Yard,Wrought Iron
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Front,Waterfront
Lot
- Lot size: 9,931 sqft
- Features: Back Yard,Interior Lot,Lawn,Landscaped,Sprinkler System,Few Trees,Waterfront,Retaining Wall
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,242 | $50,904 |
| Home Insurance * | $666 | $7,992 |
| Property Taxes | $984 | $11,808 |
| Electricity | $238 | $2,859 |
| Total | $6,130 | $73,560 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $819,000 |
| 2026-07-02 | Listed for sale | $839,000 |
| 2025-11-10 | Sold | -- |
| 2025-10-17 | Pending sale | $789,000 |
| 2025-10-08 | Contingent | $789,000 |
| 2025-10-08 | Pending sale | $789,000 |
| 2025-08-14 | Listed for sale | $789,000 |
| 2022-09-30 | Sold | -- |
For Sale by Agent
View on Zillow