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17 Shoreline Dr, Malakoff, TX, 75148

2beds
2baths
2,016sqft
$595,000
$295price/sqft
$4,672/moest. monthly cost
$186,880/yrincome needed

About This Home

Highly sought after Star Harbor lake home on deep open water. Even with the lake down you’re able to get your watercraft out of the modest boat dock. The main level of the home has an open kitchen layout with multiple work spaces and oversized panty. A flexible great room that has an expansive picture window with unobstructed water views, built in shelves, and an additional closet. Also on the main level is a HUGE primary suite, with another picture window and a generous sized en-suite. Downstairs showcases a wood burning fireplace, spacious second living area, an abundant amount of storage, an even larger bedroom with en-suite and full size washer and dryer space. Outside on the main level, you have a 2 car carport, with additional parking and a wrap around porch perfect for enjoying the peaceful lake views. Below has a covered deck area as well as an additional open patio perfect for entertaining. Star Harbor is a beautiful golf cart community with a 9 hole golf course and public deep water ramp.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
5/10
Malakoff Middle SchoolGrades 7-81.9 mi
6/10
Malakoff High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1964

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Dimensions: 1 x 1

Features

  • Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,016 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: Second
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 42000010017062

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front
  • Waterbody name: Cedar Creek

Lot

  • Lot size: 9,975 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$562$6,744
Property Taxes $864$10,368
Electricity $238$2,859
Total$4,672$56,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,182/yr
40% on housing$140,160/yr
45% on housing$124,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 75148$309
Henderson County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75148$189
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$595,000

For Sale by Agent

AgentEma Massingill
BrokerageParagon, REALTORS

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