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203 Shoreline Dr, Malakoff, TX, 75148

2beds
2baths
1,176sqft
$450,000
$383price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

Waterfront Living with Golf Access in Star Harbor, TX Welcome to 203 Shoreline Drive in the desirable community of Star Harbor, Texas. This 2-bedroom, 1.5-bath waterfront home sits on a large lot and offers direct water access with a private covered boat dock with a lift—perfect for boating, fishing, and enjoying lake life. Golf is also available, adding to the lifestyle appeal of this exceptional property. Inside, the home features a spacious living area with soaring cathedral ceilings and expansive windows along the back of the home, filling the space with natural light and showcasing beautiful water views. The kitchen and bathrooms have been recently remodeled, offering modern updates and stylish finishes. Step outside to a huge outdoor deck overlooking the water, ideal for entertaining, relaxing, or enjoying peaceful sunsets. With its generous lot, updated interior, and access to both waterfront recreation and golf, this home is perfect as a primary residence or weekend retreat.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
4/10
Malakoff Middle SchoolGrades 6-83.4 mi
6/10
Malakoff High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Granite Counters,Kitchen Island,Open Floorplan,Cable TV,Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,176 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 13

Master Bedroom

  • Level: First
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: 42000014004062

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Asphalt,Boat
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$425$5,100
Property Taxes $654$7,848
Electricity $238$2,859
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 75148$311
Henderson County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 75148$189
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$450,000
2026-04-01Listing removed$485,000
2026-02-06Listed for sale$485,000
2026-01-29Contingent$485,000
2025-12-15Listed for sale$485,000

For Sale by Agent

AgentDonna Patrick
BrokerageJPAR - Rockwall

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