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223-225 Thomas St, Cambridge Springs, PA, 16403

--beds
--baths
3,096sqft
$29,900
$10price/sqft
$545/moest. monthly cost
$21,800/yrincome needed

About This Home

Fixer upper! Bring your tools! Endless possibilities. Former duplex that could be up to a 4 or 6 unit with modifications or your own single dwelling. The house was completely gutted years ago to be renovated but renovations barely began. There are missing sections of sub floor and other areas of poor flooring conditions. Hold harmless must be signed before entering. Public water and sewer available. Cash buyers or possible renovation loan only.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Fixer,Resale
  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Flooring: Other

Heating

  • Heating features: None

Interior Area

  • Total structure area: 3,096
  • Total interior livable area: 3,096 sqft

Property

Details

  • Parcel number: 1613114
  • Zoning description: R-2

Lot

  • Lot size: 0.27 Acres
  • Features: Flat
  • Lot size dimensions: 82 x 180 x 50 x 180

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$25$300
Property Taxes $30$360
Electricity $339$4,076
Total$545$6,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,685/yr
40% on housing$16,350/yr
45% on housing$14,533/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$10This listing

vs Other Active Listings

Avg $/sqft

ZIP 16403$130
Crawford County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 16403$99
Crawford County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$29,900
2024-08-05Sold$17,000
2013-01-11Sold$10,000

For Sale by Agent

AgentToni Smith
BrokerageRE/MAX Real Estate Group Erie

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