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23073 Mallard Ln, Cochranton, PA, 16314

3beds
1baths
1,356sqft
$169,500
$125price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Enjoy the beauty and tranquility of French Creek from this charming creek-view cottage. The spacious living room features French doors that open onto a covered deck, offering peaceful water views and the perfect place to relax or entertain. This home includes 3 bedrooms plus 1 additional versatile rooms that could be used as bedrooms. The large kitchen offers an eat-in dining area, and convenient countertop seating for casual meals and gatherings. A generous side room currently serves as storage but provides additional flexible space to meet your needs. The property also features a heated one-car integral garage, a paved driveway, and beautifully maintained landscaping. With direct access to French Creek, you'll have endless opportunities for fishing, kayaking, boating, or simply enjoying the natural surroundings. Whether you're looking for a full-time residence or a relaxing weekend retreat, this property offers comfort, flexibility, and a wonderful waterfront lifestyle

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Cochranton El SchoolGrades K-62.1 mi

Construction

Condition

  • Property condition: Resale

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First
  • Dimensions: 12x8

Bedroom

  • Level: First
  • Dimensions: 8x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Kitchen

  • Level: First
  • Dimensions: 15x10

Living Room

  • Level: First
  • Dimensions: 19x13

Master Bedroom

  • Level: First
  • Dimensions: 12x9

Office

  • Level: First
  • Dimensions: 8x8

Other

  • Level: First

Other

  • Level: First
  • Dimensions: 26x6

Property

Details

  • Parcel number: 230401570023
  • Zoning description: NONE

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch
  • Has view: Yes

Lot

  • Lot size: 5,662 sqft
  • Features: Sloped,Views
  • Lot size dimensions: 55 x 103 x 55 x 102

Parking

  • Total spaces: 1
  • Parking features: Built In
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $857$10,284
Home Insurance *$116$1,392
Property Taxes $175$2,100
Electricity $224$2,692
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 16314$83
Crawford County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 16314$104
Crawford County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$169,500
2026-07-08Price change$179,000
2026-06-25Price change$184,000
2026-06-09Listed for sale$189,000
2016-03-31Sold$50,000

For Sale by Agent

AgentTracey Gregor
BrokerageHoward Hanna BK Cochranton

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