316 Bank St, Titusville, PA, 16354
About This Home
ONLY CASH OR CONVENTIONAL WILL BE CONSIDERED by the SELLER. Here is a GREAT INVESTMENT property for your portfolio. Tenants would like to remain in the home. They are currently paying $750. mo.,all utilities (city services, gas and electric), maintain the land and do snow removal. The floor plan includes Two full baths (one on each level) 3 bedrooms, one on main level, a sit-in kitchen, and generous-sized dining room and living room.. Other amenities include a a partial walk out basement with crawl space, some replacement windows, blown in insulation... and best of all it borders Oil Creek by 40 linear feet, an excellent fishing stream. Oil Creek offers great kayaking, but best to put it in after Brown St Bridge.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Composition
- Construction materials: Frame,Other
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Range
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Bedroom
- Flooring: Wood
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,760
- Total interior livable area: 1,760 sqft
Property
Details
- Parcel number: 5900000C415
- Zoning: R-2
Features
- Levels: One and One Half
- Stories: 2
- Patio & porch: Porch
- Exterior features: Storage
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.30 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $328 | $3,936 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $67 | $804 |
| Electricity | $224 | $2,692 |
| Total | $678 | $8,136 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $65,000 |
| 2005-09-16 | Sold | $14,000 |
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