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549 Jefferson St, Oshkosh, WI, 54901

2beds
3baths
2,488sqft
$283,500
$114price/sqft
$2,242/moest. monthly cost
$89,680/yrincome needed

About This Home

Well-maintained 3-unit investment property in Oshkosh. Property features a unit mix of (2) 1-bedroom/1-bath units and (1) studio. Fully rented with separated utilities, offering reduced landlord expenses. Ideal for investors seeking a turnkey property with consistent rental income. Convenient location near downtown amenities, shopping, and public transportation. Great opportunity to expand or start your investment portfolio.

Getting Around

89
WalkingVery Walkable
40
TransitSome Transit
55
BikeBikeable

Schools

2/10
6/10
North High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1876

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3

Dining Room

  • Dimensions: 14x15

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,488

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air

Interior Area

  • Total interior livable area: 2,488 sqft

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 0401650000
  • Zoning: Multi-Family(3Units)
  • Exclusions: Personal Property of the Seller and Tenants

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,433$17,196
Home Insurance *$147$1,764
Property Taxes $429$5,148
Electricity $233$2,805
Total$2,242$26,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,868/yr
40% on housing$67,260/yr
45% on housing$59,786/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 54901$129
Winnebago County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 54901$150
Winnebago County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$283,500
2026-03-25Listed for sale$285,000
2024-12-27Listing removed$650
2023-11-21Listing removed--
2023-11-03Listed for rent$650
2020-01-07Listing removed$450
2019-10-28Listed for rent$450
2019-08-21Listing removed$650
2019-07-18Price change$650
2019-03-22Listed for rent$560
2019-02-05Listing removed$450
2019-01-11Price change$450
2018-08-23Listed for rent$485
2008-07-25Sold$110,000

For Sale by Agent

AgentJaimee A Radloff
BrokerageRoots Real Estate LLC

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