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1133 Algoma Blvd, Oshkosh, WI, 54901

4beds
3baths
3,360sqft
$439,900
$131price/sqft
$3,546/moest. monthly cost
$141,840/yrincome needed

About This Home

3.00% VA ASSUMABLE MORTGAGE - ˜ $288k balance can be assumed by ANY buyer. (VA eligibility not required) Lock in today's payment at yesterday's rate & save ~ $900/month vs new 7% financing. Gorgeous 1894 Queen Anne Victorian on historic Algoma Blvd - pristine original woodwork, hardwood floors, 2 gas fireplaces, new 50-year roof, updated kitchen/pantry, central air, whole-house generator, wrap-around porch and more. Some photos virtually staged.

Getting Around

44
WalkingCar-Dependent
31
TransitSome Transit
73
BikeVery Bikeable

Schools

3/10
Read Elementary SchoolGrades K-50.1 mi
4/10
6/10
North High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1894

Materials

  • Foundation: Stone
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Dimensions: 16x14

Bedroom2

  • Level: Upper
  • Dimensions: 13x14

Bedroom3

  • Level: Upper
  • Dimensions: 12x13

Bedroom4

  • Level: Upper
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,360

Formal Dining Room

  • Level: Main
  • Dimensions: 12x18

Interior Area

  • Total interior livable area: 3,360 sqft

Kitchen

  • Level: Main
  • Dimensions: 13x20

Living Room

  • Level: Main
  • Dimensions: 14x16

Other

  • Level: Main
  • Dimensions: 13x16

Other

  • Level: Main
  • Dimensions: 12x15

Other

  • Level: Main
  • Dimensions: 11x9

Other

  • Level: Main
  • Dimensions: 6x12

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 0507250000
  • Zoning: Residential
  • Exclusions: See associated docs

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 63x158

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$228$2,736
Property Taxes $779$9,348
Electricity $315$3,788
Total$3,546$42,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,577/yr
40% on housing$106,380/yr
45% on housing$94,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 54901$129
Winnebago County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 54901$150
Winnebago County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Contingent$439,900
2026-02-18Listed for sale$439,900
2026-02-18Listing removed$447,900
2025-11-04Price change$447,900
2025-10-21Price change$449,900
2025-10-07Price change$454,900
2025-09-29Price change$469,900
2025-08-25Price change$474,900
2025-07-17Price change$479,900
2025-06-27Listed for sale$499,900
2021-03-24Listing removed--
2020-06-23Sold$283,500
2020-01-01Pending sale$274,900
2019-12-30Price change$274,900
2019-06-03Listed for sale$290,000

For Sale by Agent

AgentKevin M Dieck
BrokerageThink Hallmark Real Estate

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