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1251 Walnut St, Oshkosh, WI, 54901

3beds
2baths
1,842sqft
$215,000
$117price/sqft
$1,697/moest. monthly cost
$67,880/yrincome needed

About This Home

Whether you're looking to expand your portfolio or owner occupy while generating rental income, this well maintained upper/lower duplex is packed with potential. The spacious main level offers 2 bedrooms and 1 full bath, while the upper unit features 1 bedroom and 1 full bath with an updated bathroom. Both units include a refrigerator and stove, making for an easy transition for new owners or tenants. The detached 2 car garage is a standout feature, adding valuable storage and parking. This is the kind of property investors love to hold for years to come! Showings begin 07/08.

Getting Around

43
WalkingCar-Dependent
31
TransitSome Transit
65
BikeBikeable

Schools

3/10
Read Elementary SchoolGrades K-50.2 mi
4/10
6/10
North High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,842

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air

Interior Area

  • Total interior livable area: 1,842 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath

Details

  • Parcel number: 1206060000
  • Zoning: Residential
  • Exclusions: Sellers & Tenant's Personal Property

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$111$1,332
Property Taxes $326$3,912
Electricity $173$2,077
Total$1,697$20,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,182/yr
40% on housing$50,910/yr
45% on housing$45,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 54901$129
Winnebago County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 54901$150
Winnebago County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$200,000
2026-07-08Listed for sale$215,000
2026-02-11Listing removed$495
2026-02-08Price change$495
2026-02-04Price change$525
2026-01-31Price change$550
2026-01-25Price change$575
2026-01-16Price change$595
2025-12-22Price change$645
2025-12-12Listed for rent$695
2021-07-20Sold$115,000
2021-02-16Listing removed--
2021-01-27Price change$114,900
2020-07-27Listed for sale$115,000
2019-10-03Listing removed$500
2019-09-11Listed for rent$500
2013-07-27Sold$92,000

For Sale by Agent

AgentKelly L Davies
BrokerageLPT Realty-Kelly Davies Homes Team

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