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1308 Gillespie Ave, Albany, GA, 31707

2beds
1baths
852sqft
$29,900
$35price/sqft
$451/moest. monthly cost
$18,040/yrincome needed

About This Home

~ INVESTORS TAKE NOTE ~ This 2 bedroom 1 bath home has a tenant in place of 3 years! Rent is $395 per month! Add this one to your portfolio!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
2/10
Monroe High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Detached Single Family

Interior

Appliances

  • Appliances included: Other-See Remarks
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Pantry
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Heat: Central Electric
  • Cooling features: A/C: Central Electric

Interior Area

  • Total structure area: 852
  • Total interior livable area: 852 sqft

Property

Details

  • Parcel number: 0000H/00027/011

Features

  • Stories: 1
  • Patio & porch: Porch Covered
  • Waterfront features: None

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: None,Driveway Only
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$52$624
Property Taxes $29$348
Electricity $219$2,637
Total$451$5,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,462/yr
40% on housing$13,530/yr
45% on housing$12,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 31707$76
Dougherty County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 31707$63
Dougherty County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$29,900
2026-07-20Pending sale$29,900
2026-07-03Listed for sale$29,900
2005-03-18Sold$15,000

For Sale by Agent

AgentAmanda Wiley & Kyla Standring Team
BrokerageERA ALL IN ONE REALTY

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