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506 S Harding St, Albany, GA, 31701

2beds
1baths
866sqft
$79,000
$91price/sqft
$979/moest. monthly cost
$39,160/yrincome needed

About This Home

Great investment opportunity. Check out this income-producing property. Contact your Realtor today for more information.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
2/10
Monroe High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other,Other Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Detached Single Family

Interior

Appliances

  • Appliances included: Other-See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other-See Remarks
  • Flooring: Other-See Remarks
  • Fireplace features: Other-See Remarks
  • Fireplace: Yes

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Property

Details

  • Parcel number: 000DD/00021/001

Features

  • Stories: 1
  • Exterior features: Other-See Remarks
  • On waterfront: Yes
  • Waterfront features: Other-See Remarks

Lot

  • Lot size: 7,405 sqft
  • Features: Other-See Remarks

Parking

  • Parking features: Other-See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$282$3,384
Property Taxes $79$948
Electricity $219$2,637
Total$979$11,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,565/yr
40% on housing$29,370/yr
45% on housing$26,106/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 31701$121
Dougherty County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 31701$42
Dougherty County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-03Listed for sale$79,000
2026-04-23Pending sale$79,000
2026-04-09Listed for sale$79,000
2026-03-27Pending sale$79,000
2025-03-13Listed for sale$79,000
2025-02-28Pending sale$79,000
2024-12-21Listed for sale$79,000
2024-11-26Pending sale$79,000
2024-02-14Listed for sale$79,000

For Sale by Agent

AgentCindy G Martins
BrokerageeXp Realty LLC

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