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717 W Main St, Heidelberg, MS, 39439

3beds
1baths
1,010sqft
$96,900
$96price/sqft
$933/moest. monthly cost
$37,320/yrincome needed

About This Home

Located in the near the heart of Sandersville MS is this 3 bed 1 bath cottage. It sits on nearly 1/2acre lot with large paved driveway. This home has been recently updated. Perfect for investment, those looking to down size or great starter home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Average
  • Year built: 1972

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Frame,Sheetrock

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Utility Room Floor(Wd. Lam.),Utility Room Wall(Sheetrock)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Laminate,None,Wd. Lam.
  • Attic: Access Only

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Property

Details

  • Parcel number: 172O310201900
  • Zoning: residentia
  • Special condition: In Foreclosure

Features

  • Levels: One
  • Fencing: None

Lot

  • Lot size: 0.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $489$5,868
Home Insurance *$196$2,352
Property Taxes $56$672
Electricity $192$2,304
Total$933$11,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,988/yr
40% on housing$27,990/yr
45% on housing$24,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 39439$80
Jones County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39439
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-07-31Sold--
2024-07-12Pending sale$110,000
2024-07-03Price change$110,000
2024-02-15Listed for sale$130,000

Unknown Listed By

AgentKeith Ridgeway
BrokerageRidgeway Real Estate

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