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4630 Whitechapel Ln, Belden, MS, 38826

5beds
3baths
3,677sqft
$499,900
$136price/sqft
$3,394/moest. monthly cost
$135,760/yrincome needed

About This Home

Stunning 5-bedroom, 3.5-bath home in the desirable Ridgeway subdivision offering over 3,600 sq ft of beautifully designed living space. Features include hardwood floors, tall ceilings, and abundant natural light throughout. The kitchen boasts granite countertops, stainless steel appliances, and generous cabinet storage. The main-level suite offers a claw-foot tub and a spacious walk-in closet. Upstairs includes additional bedrooms, a bonus room, and ample storage. Situated on a corner lot with a wrought iron fenced backyard, this home delivers privacy and curb appeal. Conveniently located just minutes from Tupelo. A perfect blend of comfort, style, and prime location--move-in ready!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Joyner Elementary SchoolGrades K-23.7 mi
4/10
8/10
Tupelo High SchoolGrades 9-124.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,677

Interior Area

  • Total structure area: 3,677
  • Total interior livable area: 3,677 sqft

Property

Details

  • Parcel number: 075E163500

Features

  • Stories: 2

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 178.2 x 140 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Earthquake
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$235$2,820
Property Taxes $291$3,492
Electricity $341$4,102
Total$3,394$40,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,365/yr
40% on housing$101,820/yr
45% on housing$90,506/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 38826$134
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38826$174
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listing removed$3,500
2026-04-28Price change$529,900
2026-04-13Listed for rent$3,500
2026-01-28Price change$539,900
2026-01-06Price change$575,000
2025-11-07Listed for sale$585,000
2019-08-19Sold--
2019-03-13Price change$289,900
2018-12-04Listed for sale$299,900

For Sale by Agent

AgentJoshua Holder
BrokerageCENTURY 21 KNOWLES REALTY

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