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410 Elliott St, Tupelo, MS, 38804

2beds
2baths
1,278sqft
$175,000
$137price/sqft
$1,312/moest. monthly cost
$52,480/yrincome needed

About This Home

Downtown living! Don't miss this home in the heart of Tupelo's Historic Mill Village! 2 bedrooms, 1 bathroom - and so charming! Home comes with vacant lot next door (412 Elliott St.) Rare find in a high-demand area! Conveniently located near downtown Tupelo's shops, dining, and local attractions. All information deemed reliable but subject to verification.*Property included in a package deal. Refer to MLS# 26-1502.*

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
8/10
Tupelo High SchoolGrades 9-123.6 mi
7/10
Tupelo Middle SchoolGrades 7-80.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,278

Interior Area

  • Total structure area: 1,278
  • Total interior livable area: 1,278 sqft

Property

Details

  • Parcel number: 089P3114600 / 089P3114700
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 5,684 sqft
  • Lot size dimensions: 58 x 98

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$134$1,608
Property Taxes $102$1,224
Electricity $192$2,304
Total$1,312$15,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,982/yr
40% on housing$39,360/yr
45% on housing$34,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 38804$119
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38804$148
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$175,000

For Sale by Agent

AgentBrenda Estes Blair Finley
BrokerageCOLDWELL BANKER SOUTHERN REAL ESTATE

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