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693 Garcitas Creek Rd, Inez, TX, 77968

5beds
3baths
2,603sqft
$469,999
$181price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Located in the top rated Industrial ISD, this 2603 sq ft home offers a scenic oak-covered 1 1/2 acre lot. A huge plus to this unique property includes a garage apartment - perfect for extended guests or additional rental income. Step inside the main home featuring a soaring high ceiling totaling 4BR/2B. The attached garage apt features its own private entrance complete with its own full kitchen, living, office, & laundry totaling 1BR/1B. Both residences include their own private outdoor areas to lounge & entertain. Start your day with morning coffee on the back porch surrounded by nature. Venture out by the fire pit where stories are shared. Enjoy the peaceful sounds of birds from your own large outdoor aviary. The driveway gives ample parking for multiple vehicles. The property also includes a shop ready for your tools & equip. The groundwork is in place for potential RV sites in a separate fenced off area as well. This is a one of a kind!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
9/10
8/10
Industrial High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Gas Range,Microwave,Other,See Remarks
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Ceiling Fan(s),Double Vanity,High Ceilings,Multiple Living Areas,Split Bedrooms,Natural Woodwork,Walk-In Closet(s),Other,See Remarks
  • Flooring: Carpet,Concrete,Ceramic Tile,Laminate
  • Fireplace features: None
  • Attic: Partially Floored

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 2 Units

Interior Area

  • Total interior livable area: 2,603 sqft

Property

Details

  • Parcel number: 20387282

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Porch,Patio,Private Yard,Rain Gutters
  • Fencing: Chain Link,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None
  • Horses can be raised: Yes

Lot

  • Lot size: 1.50 Acres

Parking

  • Parking features: Circular Driveway,RV Garage,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$692$8,304
Property Taxes $131$1,572
Electricity $285$3,429
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 77968$250
Victoria County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 77968$112
Victoria County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$469,999

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.Com

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