240 S Rail St, Bloomington, TX, 77951
About This Home
Charming Ranch-Style Home in Bloomington, Texas! Enjoy peaceful country living with convenient access to Victoria in this inviting single-level home. Offering approximately 1,500 sq. ft. of living space, this 4-bedroom, 2-bath property features an open-concept living, dining, and kitchen area—perfect for entertaining or family time. Accessibility is made easy with a ramp leading to the main entrance. Outside, you'll find a spacious third-acre lot shaded by mature trees, including a few fruit trees, and a fully fenced front and backyard. The oversized two-car garage provides abundant storage and workshop space for your projects or hobbies. With no HOA, you’ll have the freedom to make this property truly your own. An ideal choice for anyone seeking room to roam and the relaxed pace of country life—don’t miss this opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition,Shingle
- Construction materials: Fiber Cement,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Other,See Remarks,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater,Refrigerator,Water Heater,Some Electric Appliances,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Main Level,Laundry Room
Bathroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- All Bedrooms Down,Ceiling Fan(s),Laminate Counters,Tub Shower,Window Treatments,Breakfast Bar,Pantry
- Window features: Window Treatments
- Flooring: Linoleum
- Fireplace features: None
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,1 Unit
Interior Area
- Total interior livable area: 1,499 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 75492
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: None
- Fencing: Back Yard,Chain Link,Cross Fenced,Fenced,Front Yard,Gate,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 100 x 140
Parking
- Total spaces: 4
- Parking features: Door-Multi,Detached Carport,Detached,Garage Faces Front,Garage,Garage Door Opener,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hurricane
- Heat Wave
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,127 | $13,524 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $217 | $2,604 |
| Electricity | $238 | $2,859 |
| Total | $1,796 | $21,552 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $223,000 |
View on Zillow