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6344 Golden Pond Road, Elm City, NC, 27822

4beds
4baths
4,642sqft
$920,000
$198price/sqft
$6,239/moest. monthly cost
$249,560/yrincome needed

About This Home

Welcome to waterfront living at its finest on the Tar River Reservoir in Maggie Valley Subdivision. Custom built in 2019, this stunning brick home with stone accents sits on 1.25 acres and offers the perfect blend of luxury, comfort, and gorgeous water views. Featuring 4,642 sq. feet of living space, 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage, this home was thoughtfully designed with both everyday living and entertaining in mind. The open-concept floor plan showcases beautiful hardwood floors, granite counter tops, soaring ceilings, and a dramatic two-story living room anchored by a striking stone fireplace and beautiful coffered ceilings. Expansive windows across the rear of the home flood the interior with natural light while framing picturesque views of the water. The spacious kitchen and living areas flow seamlessly together, creating a large inviting atmosphere for entertaining. The large owner's suite offers a stunning water view and direct access to the back porch. Trey ceilings and recessed lighting create an elegant retreat, while the luxurious ensuite master bathroom features a large walk-in shower with a luxury rain faucet, dual vanities, and natural light. The impressive custom walk-in closet is the size of a bedroom, complete with separate his-and-her sections, shelving, and ample hanging space. Upstairs features 3 bedrooms, two full baths, and a large bonus room. The second floor overlook provides a stunning view of the living room below, further enhancing the home's grand and airy feel. A standout feature of the home is the spacious unfinished addition on the second floor overlooking the water. Surrounded by windows and abundant natural light, this versatile space offers endless possibilities for its next owner- ideal for a home office, fitness room, studio, or additional living area. Situated under is an unfinished oversized garage space perfect for boat or car storage. The backyard offers plenty of room for customization, recreation, or simply relaxing while taking in the waterfront scenery and sunsets. Enjoy peaceful waterfront living with room to personalize and make this exceptional property your own. With numerous windows and abundant natural light, this home is a blank canvas to let your imagination run wild. This home is conveniently located between Wilson and Rocky Mount and approximately 45 minutes to Raleigh. If you've been searching for a custom waterfront home in a peaceful neighborhood that offers space and endless opportunities to make it your own, this exceptional property is one you do not want to miss out on.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Coopers ElementaryGrades PK-53.2 mi
7/10
Nash Central MiddleGrades 6-87.3 mi
6/10
Nash Central HighGrades PK,9-126.5 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2019

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Shingle
  • Construction materials: Brick,Stone,Vinyl Siding,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Mini Refrigerator,Gas Cooktop,Built-In Microwave,Built-In Electric Oven,Freezer,Washer,Refrigerator,Humidifier,Dryer,Dishwasher,Tankless Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bathroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Storage,Floored,See Remarks

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,642
  • Total interior livable area: 4,642 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 372700604535
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: None
  • Frontage type: River
  • Living area range: 4500 - 4999

Lot

  • Lot size: 1.25 Acres
  • Lot size dimensions: rectangle

Parking

  • Total spaces: 4
  • Parking features: Concrete,Garage Door Opener,Attached Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,652$55,824
Home Insurance *$547$6,564
Property Taxes $608$7,296
Electricity $432$5,188
Total$6,239$74,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,908/yr
40% on housing$187,170/yr
45% on housing$166,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 27822$157
Nash County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 27822$154
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$899,900
2026-07-13Listed for sale$920,000
2018-04-06Sold$105,000

For Sale by Agent

AgentAlarie Yelverton
BrokerageChesson Realty

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