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1220 Neal Street, Rocky Mount, NC, 27803

4beds
1baths
1,342sqft
$169,900
$127price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

Why buy new when you can own this solid brick 4-bedroom home? This beautiful home is full of character, featuring hardwood floors, a fireplace, and a large backyard. It also includes a freshly painted interior, an updated kitchen, and a newer HVAC system. Don't miss this opportunity to own this 4-bedroom home

Getting Around

29
WalkingCar-Dependent
22
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

6/10
G R Edwards MiddleGrades K-50.1 mi
4/10
3/10
Rocky Mount HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: See Remarks,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • None

Heating & Cooling

  • Heating features: Gas Pack,Heat Pump,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,342
  • Total interior livable area: 1,342 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 374912868669
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 80 x 212

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$128$1,536
Property Taxes $88$1,056
Electricity $200$2,405
Total$1,275$15,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 27803$92
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27803$136
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$169,900
2026-05-08Sold$149,000
2026-04-16Pending sale$149,000
2026-03-12Price change$149,000
2026-02-24Listed for sale$172,000
2025-12-08Listing removed$1,350
2025-10-10Listed for rent$1,350
2018-05-24Sold$45,500
2018-05-17Pending sale$54,900
2018-05-11Listed for sale$54,900

For Sale by Agent

AgentMelody Colleen Carlson
BrokerageDalton Wade, Inc.

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