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425 Henry St, Rocky Mount, NC, 27803

2beds
1baths
754sqft
$115,000
$153price/sqft
$927/moest. monthly cost
$37,080/yrincome needed

About This Home

Move-in ready 2-bedroom, 1-bath home offering updated finishes and low-maintenance living in the heart of Rocky Mount. The interior features luxury vinyl plank flooring, a bright open living area, and an updated kitchen with modern cabinetry and appliances. Enjoy a spacious yard with mature shade trees and convenient off-street parking. Ideally located just minutes from US-64 Business, Future I-87/US-64, downtown Rocky Mount, shopping, restaurants, and everyday conveniences including Walmart Supercenter. Whether you're a first-time homebuyer, downsizing, or looking for an investment property, this home is a great opportunity with easy access to everything Rocky Mount has to offer.

Getting Around

51
WalkingSomewhat Walkable
26
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

6/10
G R Edwards MiddleGrades K-50.9 mi
4/10
3/10
Rocky Mount HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Shingle
  • Construction materials: Block,Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 754
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,None
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 754
  • Total interior livable area: 754 sqft

Property

Details

  • Parcel number: 028079
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$87$1,044
Property Taxes $59$708
Electricity $200$2,405
Total$927$11,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,782/yr
40% on housing$27,810/yr
45% on housing$24,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 27803$93
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27803$136
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$115,000
2024-08-23Listing removed$119,900
2024-07-31Price change$119,900
2024-06-10Price change$130,000
2024-04-24Price change$135,000
2024-03-01Price change$140,000
2024-02-07Price change$143,000
2024-01-18Listed for sale$145,000
2023-05-12Sold$37,000

For Sale by Agent

AgentDiana Gonzalez Linares
BrokerageReality realty Group LLC

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