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2020 Creek Road, Nashville, NC, 27856

4beds
3baths
1,601sqft
$259,900
$162price/sqft
$1,770/moest. monthly cost
$70,800/yrincome needed

About This Home

Come see this beautifully maintained home on the outskirts of Nashville, NC in a welcoming small-town community.This floor plan offers 4 bedrooms or 3 bedrooms plus a nice office, giving you the space you need for family, guests, or working from home. You'll also love the attached garage, large laundry room, and a beautiful primary suite featuring a spacious bath and walk-in closet. Recent updates include a new roof installed in May 2026, and the home is already equipped with fiber internet for lightning-fast connectivity. Conveniently located near shopping and with easy access to US 64 and I-95, this home is ideal for commuters while still offering the charm of a quiet community. *** Please note that some photos were altered virtually to remove and/or add furniture. No physical features of the rooms were changed. ***

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Nashville ElementaryGrades K-52.0 mi
7/10
Nash Central MiddleGrades 6-81.3 mi
6/10
Nash Central HighGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,Self Cleaning Oven,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Pantry,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,601
  • Total interior livable area: 1,601 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 381015530995
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: None,Front Porch
  • Exterior features: Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 9,148 sqft
  • Features: Cul-De-Sac,Cleared
  • Lot size dimensions: 70 x 70 x 128

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Concrete,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$122$1,464
Property Taxes $134$1,608
Electricity $200$2,405
Total$1,770$21,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,685/yr
40% on housing$53,100/yr
45% on housing$47,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 27856$158
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27856$167
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$259,900
2026-06-20Listed for sale$264,900
2026-03-05Listing removed$265,000
2025-11-14Listed for sale$265,000
2018-01-31Sold$132,490
2017-09-15Sold$140,000

For Sale by Agent

AgentMichael Shane Whitley
BrokerageMarket Leader Realty, LLC.

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