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823 Sugar Creek Road, Rocky Mount, NC, 27804

2beds
2baths
1,118sqft
$199,900
$179price/sqft
$1,433/moest. monthly cost
$57,320/yrincome needed

About This Home

Adorable cottage, convenientone level life, large private fenced back/side yard on corner lot. Open plan with large closets and more attic storage. 2 spacious BRs & 2 Baths. Enjoy walk in shower in main bedroom, cozy gas f/p in living area. Enjoy across the street looking at local pond. Convenient location to shops, medical centers & interstate for travel! Easy to show, call for your private showing today.

Getting Around

7
WalkingCar-Dependent
16
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

7/10
Benvenue ElementaryGrades K-51.0 mi
3/10
3/10
Rocky Mount HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Disposal,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP,Carpet
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 383112956132
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Gas Log,Storm Doors
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 7,405 sqft
  • Features: Level,Corner Lot
  • Lot size dimensions: 67/67/110

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$120$1,440
Property Taxes $103$1,236
Electricity $200$2,405
Total$1,433$17,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,131/yr
40% on housing$42,990/yr
45% on housing$38,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$118
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$204,500
2019-12-05Sold$110,000
2019-10-31Pending sale$109,800
2019-10-24Listed for sale$109,800
2012-11-30Sold$94,000
2007-10-31Sold$120,500

For Sale by Agent

AgentMary Grace Daughtridge
BrokerageMGD REALTY GROUP, LLC

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