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521 Jefferson Street, Rocky Mount, NC, 27804

2beds
1baths
1,368sqft
$110,000
$80price/sqft
$879/moest. monthly cost
$35,160/yrincome needed

About This Home

A great income-producing opportunity in Rocky Mount! This property comes with a long-term tenant already in place, currently paying $1,150/month, offering immediate and consistent cash flow on day one. Whether you're looking to expand your investment portfolio or secure a steady rental property in a growing market, this is a smart addition. Conveniently located near shopping, dining, and major highways, this investment allows you to start earning without the hassle of finding a tenant. Don't miss this opportunity to own a performing asset in Rocky Mount!

Getting Around

56
WalkingSomewhat Walkable
24
TransitMinimal Transit
51
BikeBikeable

Schools

7/10
Benvenue ElementaryGrades K-52.9 mi
3/10
3/10
Rocky Mount HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Asbestos,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-in Closet(s),Walk-In Closet(s)
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,368
  • Total interior livable area: 1,368 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 385015635786
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Enclosed,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 50 - 50 - 88

Parking

  • Parking features: On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$66$792
Property Taxes $57$684
Electricity $200$2,405
Total$879$10,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,137/yr
40% on housing$26,370/yr
45% on housing$23,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$118
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$110,000
2025-12-02Listing removed$114,521
2024-05-07Listing removed--
2024-04-22Listed for sale$114,521
2024-03-06Pending sale$114,521
2024-02-13Price change$114,521
2024-01-15Price change$119,950
2024-01-03Listed for sale$125,000
2020-02-28Sold$45,000
2020-02-11Pending sale$55,000
2020-01-31Listed for sale$55,000
2020-01-22Listing removed$695
2019-11-25Listed for rent$695
2018-07-23Listing removed$595
2018-07-18Price change$595
2018-05-19Listed for rent$695
2017-07-10Sold$18,000

For Sale by Agent

AgentPatricia Judith Roberson
BrokerageFoote Real Estate LLC

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